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Auto Loans & Car Financing

Little Falls Car Loans - Schumacher Chevrolet


Welcome to the Schumacher Chevrolet Finance Center for Little Falls car loans and lease programs. Use our online finance application to get a quick and accurate response on auto financing for your next new or used car. Bad credit doesn't matter to us; we'll do whatever it takes to put you in that new Chevrolet in Little Falls. Your financing information is sent securely in an encrypted format, and we'll get back to you in as little as a day's time to complete the process.

Schumacher Chevrolet has everything you need to make your next vehicle purchase your best. From an array of affordable car loan options for our Little Falls customers, to new Chevrolet s and used cars in Little Falls, we've got you covered. To contact us directly, simply fill out our online finance application to the right!

Financing Navigation

Contact Information

Schumacher Chevrolet

8 Main St

Little Falls, NJ 07424
sales Sales:
(877) 830-4804

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.